Want to save and still have access to your money? Open one of our variable rate easy access accounts.
Key features
Save and top up as you go
Decide how often you want to withdraw
Online, branch and postal accounts to pick from
Our easy access savings accounts
|
Product Name |
Interest Rate |
Min. to Open |
Withdrawals | Account Opening |
apply |
|---|---|---|---|---|---|
|
Online Access Saver (Issue 5) |
Interest rate 4.35% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, unlimited |
Account opening Online
|
|
|
Cash ISA Online Access Cash ISA (Issue 5) |
Interest rate 4.10% Tax-Free p.a./AER Variable Tax-Free , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, unlimited |
Account opening Online
|
|
|
Easy Access 1 Year Double Access Saver |
Interest rate 4.15% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, up to 2 per calendar year |
Account opening Branch
Post
|
|
|
Cash ISA 1 Year Double Access Cash ISA (Issue 2) |
Interest rate 4.15% Tax-Free p.a./AER Variable Tax-Free , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, up to 2 per calendar year |
Account opening Branch
Post
|
|
|
Cash ISA Six Access ISA (Issue 5) |
Interest rate 3.50% Tax-Free p.a./AER Variable Tax-Free , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, up to 6 per calendar year |
Account opening Branch
Post
|
|
|
Cash ISA ISA Saver (Issue 7) |
Interest rate 1.85% Tax-Free p.a./AER Variable Tax-Free , p.a./AER VariablePaid Annually |
Min to open £1 £NaN |
Withdrawals Yes, unlimited |
Account opening Branch
Post
|
|
|
Cash ISA E-ISA (Issue 10) |
Interest rate 1.85% Tax-Free p.a./AER Variable Tax-Free , p.a./AER VariablePaid Annually |
Min to open £1 £NaN |
Withdrawals Yes, unlimited |
Account opening Online
|
|
|
Easy Access Shared Ownership Saver (Issue 4) |
Interest rate 5.90% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £100 £NaN |
Withdrawals Yes, unlimited |
Account opening Branch
Online
Post
|
|
|
Easy Access Five Access Saver (Issue 5) |
Interest rate 3.55% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £1,000 £NaN |
Withdrawals Yes, up to 5 per calendar year |
Account opening Branch
Post
|
|
|
Easy Access Access Saver (Issue 9) |
Interest rate 1.85% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £1 £NaN |
Withdrawals Yes, unlimited |
Account opening Branch
Post
|
|
|
E-Saver (Issue 10) |
Interest rate 1.85% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £100 £NaN |
Withdrawals Yes, unlimited |
Account opening Online
|
|
|
Easy Access Blue & Amber Account (Issue 16) |
Interest rate 1.85% Gross p.a./AER Variable Gross , p.a./AER VariablePaid Annually |
Min to open £1 £NaN |
Withdrawals Yes, unlimited |
Account opening Branch
Post
|
Looking for a different type of account?
Easy access savings accounts - Common questions
Our easy access savings accounts offer you a place to save your money with few or no withdrawal restrictions. They offer more flexibility than other savings accounts that don’t allow for withdrawals while open.
We offer several different types of easy access savings accounts, from online E-Savers and E-ISAs to unlimited withdrawal accounts you can open in branch or by post. With an easy access savings account, you can top up as you go or put aside a lump sum and access it when you need to.
Our range of easy access savings accounts are made up of different products. This includes ISAs that give you tax-free interest on your savings and accounts that are managed entirely online.
Some of our easy access savers allow for unlimited withdrawals while you hold the account; others allow for a certain number per calendar year.
Interest rates on building society easy access savings accounts are typically variable rather than fixed. That means it can change while you hold the account.
A maximum of £85,000 of your savings per building society, bank or credit union is protected under the Financial Services Compensation Scheme (FSCS). This protection extends to cash ISAs.
Easy access savings accounts are simple to use and offer several benefits:
- They provide a middle ground for those who want to save but also require access to their funds when necessary – such as in the event of an emergency.
- They’re a good starting point for people who are looking to start saving but still want to have access to their money and make withdrawals.
- A number of our easy access savings accounts can be opened with just £1, meaning they’re accessible for everyone.
- You get regular access to your money, which is something you might not get with other options.
Our mix of easy access savings accounts is designed to meet a variety of goals. Easy access ISAs and E-ISAs offer tax-free saving alongside regular access to your funds. Our Access Saver accounts, meanwhile, offer a flexible way to save where you can top up and withdraw as you go. If you're looking to give something back, our Blue & Amber account donates the equivalent of 1% of your total balance to the Leeds Rhinos Youth Development Programme each year.
Keep an eye out for our limited issue accounts too. These can sometimes offer improved variable interest rates alongside our easy access benefits.
Our easy access savings accounts are protected by the FSCS. Under the FSCS, up to £85,000 of your savings at the building society, bank or credit union you save with is protected.
That depends on the account you choose. Some of our easy access savings accounts can be opened and maintained with as little as £1, while others require higher minimum deposits.
One thing to note with our accounts that require a higher minimum deposit and maintenance figure is that allowing your balance to drop below that figure may result in a loss of interest.
